Rates & Programs

Our loan programs offer practical and effective solutions for every borrower. Our selection of first, seconds, home equity loans and HELOCs are the most comprehensive in the market, serving all types of borrowers with varying credit profiles, income documentation, and/or special situations. Both fixed rate and adjustable rate programs with variety of terms are available. Some of our loan products are unique to SMFC with options that canít be found anywhere else, including a complete line of niche products.

Product Matrices

Underwriting Guidelines

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